Can a Defensive Driving Course Cut Insurance Rates?

Can a Defensive Driving Course Cut Insurance Rates?

The cost of auto insurance can be very expensive, especially for families with teen drivers who use their vehicles or for families who buy added protections such as extra liability or collision coverage. While you are required to have auto insurance, paying the monthly premiums can eat into your budget and many families are looking for ways to cut costs, especially during tough economic times. If you are in this situation and you are exploring options for reducing your car insurance bills, you may wish to look into taking a defensive driving course.

Will Taking a Defensive Driving Course Reduce Insurance CostsMost people are aware that taking a defensive driving course can help you to avoid a rate increase if you receive a traffic ticket. In a typical moving violation case, you can take a defensive driving course to avoid points on your driving license record and to keep the history of the ticket off of your driving history. Since points and a ticket on the driving record cause insurance rates to go up, a defensive driving course prevents this from occurring. However, when you complete a defensive driving course under these …